Terms & Condition

Last updated: 23-Oct-2025

  1. Agreement to Terms
    By accessing or using www.payelchakravarty.com (“Site”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please discontinue use of the Site. These Terms apply to all visitors and users of the Site. The Site is owned and operated by Payel Chakravarty, Patia, Bhubaneswar-751024, Odisha, India. Contact: info@payelchakravarty.com.
  2. Purpose of the Site
    This Site showcases the author’s books and related content and provides outbound links to purchase books and other products on third‑party platforms (including Amazon). The Site itself does not sell or fulfill orders; any purchases occur on the third‑party website, which has its own terms and policies.
  3. Affiliate Disclosure (Amazon Associates and Other Programs)
  • The Site participates in affiliate advertising programs, including the Amazon Associates Program. This means the Site may earn advertising fees/commissions by linking to Amazon and affiliated sites.
  • Prices, availability, and product information shown or referenced on the Site may change at any time. The final price, shipping, taxes, and terms are determined by the third‑party platform (e.g., Amazon) at checkout.
  • Outbound links marked or unmarked may be affiliate links. Your cost remains the same, but the Site may earn a commission.
  1. No Professional Advice
    All content (including book descriptions, guidance, articles, and resources) is provided for general informational and educational purposes only. It does not constitute professional, legal, financial, medical, or spiritual advice. Always verify details on the official product page before purchasing.
  2. Intellectual Property
  • All original content on the Site, including text, images (unless otherwise credited), graphics, logos, and layout, is owned by or licensed to the Site owner and is protected by applicable copyright, trademark, and other intellectual property laws.
  • You may not copy, reproduce, republish, mirror, sell, or distribute Site content without prior written permission, except for personal, non‑commercial viewing and linking back to public pages.
  • Book covers, trademarks, brand names, and product images referenced may be the property of their respective owners and are used nominatively for identification and linking.
  1. User Conduct
    By using the Site, you agree not to:
  • Violate any applicable law or regulation.
  • Interfere with the security or operation of the Site (including attempts to access non‑public areas, introduce malware, or perform automated scraping).
  • Use the Site to transmit unauthorized advertising, spam, or harmful content.
  • Infringe the intellectual property or privacy rights of others.
  1. Third‑Party Links and Services
  • The Site contains links to third‑party websites (e.g., Amazon). These are provided for convenience. The Site owner has no control over, and assumes no responsibility for, the content, policies, or practices of third‑party websites.
  • Your interactions, purchases, and data shared with third parties are solely between you and the third party. Review their terms, conditions, and privacy policies before transacting.
  1. Product Information and Availability
  • Book listings, descriptions, formats, and availability are subject to change without notice. The authoritative source for product details is the third‑party product page (e.g., the Amazon product detail page).
  • The Site is not responsible for third‑party pricing errors, stock status, delivery timelines, returns, or customer service for products purchased on those platforms.
  1. Reviews, Testimonials, and Endorsements
  • Reader testimonials, endorsements, or reviews (if displayed) reflect the experiences of the individual and do not guarantee similar results for others.
  • Where applicable, any material connections (e.g., affiliate relationships) are disclosed, consistent with advertising and consumer protection guidelines.
  1. Privacy and Cookies
  • The Site may collect limited information necessary for basic operations (e.g., contact form submissions or newsletter signups). See the Site’s separate Privacy Policy and Cookie Notice for details regarding data practices, consent, and your rights.
  • If you submit personal information (e.g., via contact or newsletter forms), you consent to its processing as described in the Privacy Policy.
  1. Email, Newsletter, and Communications
  • By subscribing to the newsletter, you consent to receive emails about books, updates, resources, and promotions. You can unsubscribe at any time via the link provided in each email.
  • The Site reserves the right to manage subscriber lists to maintain deliverability and compliance with anti‑spam laws.
  1. Disclaimers
  • The Site is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, title, non‑infringement, or accuracy.
  • The Site does not warrant uninterrupted or error‑free operation, that defects will be corrected, or that the Site or servers are free of viruses or harmful components.
  1. Limitation of Liability
    To the maximum extent permitted by law, the Site owner shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits or revenues, whether incurred directly or indirectly, arising out of or in connection with your use of the Site, the content, or third‑party links. Your sole remedy is to discontinue use of the Site.
  2. Indemnification
    You agree to indemnify, defend, and hold harmless the Site owner and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your infringement of any rights of another person or entity.
  3. Changes to the Site and Terms
    The Site owner may update, modify, or discontinue any part of the Site at any time without notice. These Terms may be revised periodically; the “Last updated” date will reflect the latest version. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
  4. Governing Law and Jurisdiction
    These Terms are governed by the laws of India, without regard to its conflict of laws principles. You agree to submit to the exclusive jurisdiction of the courts located in Bhubaneswar, Odisha, India, for the resolution of any disputes arising from or relating to these Terms or the Site.
  5. Severability
    If any provision of these Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.
  6. Termination
    The Site owner may, in its sole discretion, suspend or terminate access to all or part of the Site for any user who violates these Terms or engages in conduct that the Site owner deems harmful, unlawful, or inconsistent with the spirit of these Terms.
  7. Contact Information
    Site Owner: Payel Chakravarty
    Address: Patia, Bhubaneswar-751024, Odisha, India
    Email: info@payelchakravarty.com

Affiliate Disclosure:

As an independent author, I participate in affiliate programs to help support my writing journey. When you click on book links and make a purchase on Amazon or other platforms, I may earn a small commission—at no extra cost to you. These earnings help me continue creating the books and resources you enjoy. I only recommend books and products I genuinely believe in. Thank you for supporting my work!